Unit of Competencies for Certificate IV in Finance & Mortgage Broking (FNS40821)

A Unit of Competency (UOC) is a component of a Training Package that can be assessed and recognised. It gives a description of the skills and knowledge required to perform effectively to a specific standard in a particular workplace role or function. In order to receive a qualification, you must complete certain Units of Competencies.

Within our Certificate IV in Finance and Mortgage Broking (FNS40821), we have combined units of competency to create a real-world experience. Here are the skills you will gain. 



Working with customers to identify and present suitable lending solutions

• Identify client needs and present broking options (FNSFMB412)
• Apply and maintain knowledge of financial products and services (FNSINC412)
• Establish client relationships and analyse needs (FNSASIC311)



Prepare and submit loan submissions

• Develop and maintain professional relationships in financial services (FNSCUS511)
• Conduct work according to professional practices in the financial services industry (FNSINC411)
• Prepare loan applications on behalf of clients (FNSFMB411)



Manage loan applications

• Provide information on financial products and services to clients (FNSSAM421)
• Comply with financial services regulation and industry codes of practice (FNSFMK515)
• Design and produce business documents (BSBTEC301)



Manage professional skills and development

• Manage personal and professional development (BSBPEF501)
• Deliver and monitor a service to customers (BSBOPS304)
• Develop personal work priorities (BSBPEF402)



Throughout these topics, we have integrated compliance and technology concepts. Rather than reading a document on these principles, you will experience them through the loan application process.